Coleman Financial Services LLC
Proudly serving generations of local Pittsburgh families and businesses since 1985.
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Hybrid long-term care insurance policies, also known as asset-based plans, combine the benefit of a life insurance policy or an annuity with the availability of long-term care benefits.
These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.
Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.
Here are some steps to help handle challenging times and potentially emerge even stronger.
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
A balance sheet summarizes your assets and liabilities and reveals your net worth.
Knowing your likely life expectancy is an important factor in making long-term financial plans.